Four Facts to Know About the Impact of Distracted Driving

Written by Mary Salatino

Distracted driving leads to thousands of accidents, injuries and fatalities every year. National Highway Traffic Safety Administration data from 2022 shows that 3,308 people died, and 289,310 were injured in distracted driving incidents. Despite widespread awareness of the risks, many drivers allow distractions to divert their attention from the road.

This article illustrates the facts and behaviors related to distracted driving, explores its impact on road safety and discusses mitigation measures. Understanding these key points is essential for ensuring the safety of the individual driver and everyone else on the road.

About Distracted Driving

Distracted driving is any activity that sidetracks a driver's attention away from the primary task of operating a vehicle. It's a dangerous behavior that affects a person's ability to drive safely, increasing the risk of collisions and injuries. Distracted driving can be broken down into three main categories:

  • Visual distractions: These occur when drivers take their eyes off the road, such as when reading a text message, checking a GPS or looking at billboards.
  • Manual distractions: These happen when drivers remove their hands from the steering wheel, such as while eating, adjusting the radio or reaching for objects.
  • Cognitive distractions: These involve letting the mind wander, such as daydreaming or conversing with passengers, which can reduce reaction time.

These distractions increase the likelihood of collisions by impairing the motorist's ability to react to hazards and maintain control of their vehicle. So why do drivers take these risks?

Many people believe they can multitask and underestimate the impact distractions have on their focus. Modern drivers are also accustomed to constant connectivity and stimulation, making it difficult to resist the temptation to check their phones or attend to other tasks. The tendency is rooted in human psychology — our brains crave engagement, even when it compromises safety.

Common Distractions: Statistics

Distracted driving takes many forms, and even routine daily activities can be dangerous when done behind the wheel. A recent NHTSA study asked drivers about the behaviors they engage in while operating a motor vehicle. Based on their responses, here are some of the most common distractions:

  • Cell phones: Texting, calling or checking notifications takes the driver's hands, eyes and mind off the road. 96% of drivers consider texting or emailing while driving to be a dangerous act. However, 38% of NHTSA respondents admitted to making or accepting phone calls behind the wheel, and 9% said they send text messages or emails.
  • Eating and drinking: 48% of drivers reported that they regularly eat or drink while driving. Handling food or drinks reduces reaction time and can lead to accidents, especially if spills occur.
  • Passengers: 82% talk to other passengers in the car, and 42% interact with children in the back seat. Conversations or attending to children and pets can shift focus away from driving.
  • Adjusting controls: 68% adjust the car radio, while 36% use a navigational system. Changing the radio, GPS or climate settings diverts attention from driving.

Engaging in these acts may seem harmless, but the repercussions can be fatal. Even a split second of inattention increases the risk of accidents, injuries or worse.

The Negative Implications of Distracted Driving

The consequences and dangers of distracted driving extend far beyond just a momentary lapse in focus. In fact, the effects can be severe, costly and life-altering. When drivers allow distractions to take over, they increase the risks they pose to themselves, their passengers and others on the road.

Legal Consequences

To combat distracted driving, most states have implemented strict laws, especially for cellphone use. Texting while driving is illegal in many areas, with penalties including fines and points added to the motorist's driving record.

In severe cases where distracted driving causes injury or death, drivers may face criminal charges like vehicular manslaughter. Since laws and penalties vary by state, it's important for drivers to familiarize themselves with the regulations in their area to avoid serious legal consequences.

Insurance Consequences

A distracted driving citation can have a significant impact on car insurance premiums. Insurance companies view distracted driving as a high-risk behavior, which often results in rate increases. On average, a ticket for texting and driving results in a 28% rate increase. However, it can range between 9% and 51%, depending on your insurance company and the laws in your state.

Drivers involved in accidents due to distractions may see their premiums rise or lose their coverage entirely if the insurance provider deems them too risky to insure.

Financial Costs

In addition to increased insurance rates, the financial costs of distracted driving can add up quickly. Medical bills, vehicle repairs, legal fees and potential lawsuits can result in thousands of dollars in expenses.

Distracted drivers found at fault for causing accidents can also be held liable for damages, meaning they may have to pay compensation to victims for medical costs, lost wages, and pain and suffering.

Emotional and Physical Toll

In distracted driving accidents, injuries can range from minor cuts and bruises to life-threatening conditions or permanent disabilities, leading to intense physical and emotional distress.

Drivers, passengers and pedestrians involved in these accidents often endure long-term recovery and rehabilitation, while families of those injured or killed are left to cope with deep emotional pain and grief over the loss or injury of a loved one.

The Importance of Defensive Driving

One effective way to mitigate the risks and consequences associated with distracted driving is by taking a defensive driving course. These state-specific courses teach essential skills to help drivers anticipate and respond to potential hazards on the road, enabling them to maintain focus and avoid distractions.

Investing in a defensive driving course can help drivers become more responsible, enhance their safety and possibly lower their insurance premiums. In Michigan, for example, drivers can enroll in a Basic Driver Improvement Course (BDIC) to avoid insurance increases and prevent ticket points from being added to their records.

Take Action

Distracted driving is preventable, and maintaining focus behind the wheel can save lives. Those looking to enhance their driving skills and stay informed on safe practices should consider enrolling in an online defensive driving course.

These courses help participants minimize distractions and become more responsible drivers. Completion may also qualify them for insurance discounts and help avoid costly tickets.

Take control of road safety today — sign up for the online course and drive confidently, fully prepared to stay alert on the road.


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This article was written by SafeMotorist.com defensive driving staff writers and reviewed for accuracy by defensive driving instructors. All articles are based on current traffic laws and defensive driving practices. This article is intended for educational purposes only, and should not be taken as legal advice or literal interpretation of any specific traffic law.