Save money and improve your driving record without ever leaving the house! This six-hour online defensive driving course is approved by the New York State Department of Motor Vehicles (NYS DMV).

Completion qualifies you for a 10% defensive driving discount on your GEICO car insurance premiums and can reduce up to four points from your driving record under the NY Point and Insurance Reduction Program (PIRP).

About NY Defensive Driving for GEICO Customers

  • Contains 270 minutes of advanced driving instruction
  • SafeMotorist is an NYS DMV-approved defensive driving course provider
  • Download and print your Certificate of Completion immediately
  • No paperwork! We report your completion to the DMV and GEICO

Frequently Asked Questions

How do I redeem my discount and PIRP benefits?

All you have to do is enroll in the defensive driving course for GEICO customers and complete all course material. Once you finish the lessons and quizzes, we report your completion electronically.

GEICO will automatically update your policy after receiving your digital certificate of completion. Your new premium will reflect your insurance discount. This course will help you to save up to 10% on auto insurance.

The DMV will process the notification electronically and add it to your driving record. You will then receive a reduction of up to four eligible points from your license.

Which points are eligible for reduction?

Your license may be suspended if you accumulate 11 or more points on your record in an 18-month period. This course will reduce up to four points.

Only points earned in the last 18 months are eligible for reduction. The program cannot reduce the number of points on your record below zero. You also cannot “bank” point reduction for future offenses.

Once you complete a New York state-approved course, you cannot reduce your points by doing so again for 18 months. This program also won't prevent you from paying a Driver Responsibility Assessment (DRA) fee.

How do I become a GEICO customer?

Visit the GEICO website to get a customized quote for an auto insurance policy. A local GEICO agent can also help you compare rates and choose the right coverage for your unique situation.

How long does the discount last? Can I repeat the course?

The insurance discount is good for three years. You can renew your 10% premium reduction every three years by retaking the course.

New York motorists may take the course for point reduction every 18 months, reducing up to four eligible points each time the program is completed. Note that while the points are reduced, the violations themselves are not removed.

What are the benefits of taking a New York defensive driving course from SafeMotorist?

We are one of the best providers of online traffic safety courses in the United States. As a company, we are committed to helping drivers stay safe on the road by offering a full range of training options for motorists of all experience levels.

SafeMotorist is your number one source for high-quality information about national and state licensing laws, driving best practices and more.

Our 100% online approach to driver education makes it very easy to master the rules of the road and build your skills at home. All our driving courses are available 24/7 from any internet-connected device.

Our New York online defensive driving course is approved by the NYS DMV. Sign up today and let us show you how to get a defensive driving discount without setting foot in a school or filing a single form.

Are there other benefits for completing this course?

In addition to being one of the New York defensive driving course options and discounts approved by your insurer, this educational program will help you avoid collisions and protect yourself while behind the wheel. You will learn how to spot dangerous situations, make snap judgments and maneuver more effectively to avoid harm.

This online program will make you a better, safer driver while saving you money and protecting your license.